Preparation
Cashflow Model
Generate the IFRS 17 GMM cashflows that feed the engine. Pick the book of business to work on.
PAA Engine
Premium Allocation Approach. Upload one input workbook; the platform runs the engine and assembles the disclosures pack.
1. Input workbook
Upload a single macro-enabled workbook (.xlsm) containing the input sheets only (Setup, Assumptions, MetaData, Datasets, yield curves, all I_ and R_ input sheets, and the Trial Balance / Subledger templates). The disclosures, financials and dashboards are produced for you and recalculate when you open the pack.
No file selected.
Reporting dates come from the PAA Setup page (previous & current). They are pre-filled from your workbook’s Setup when you choose a file; edit them on PAA Setup to override. The run and the disclosures use those dates.
2. Endpoint
The same PAM1000 run route used by GMM. The platform routes by engine automatically.
3. Run
PAA Dashboard
IFRS 17 PAA results from your latest run, derived from the Trial Balance and Subledger. Run a PAA job on PAA Input & Run to populate this.
No PAA run loaded yet. Run the engine on PAA Input & Run, then return here, or load the latest results:
PAA Setup
The PAA Tool Setup, replicated here. Pre-filled with the tool’s options; choosing a workbook on PAA Input & Run syncs these to it. Your selections are sent with the run.
PAA Reference metadata
Account codes and segment mappings from the MetaData sheet of the PAA Tool workbook you upload.
Upload a PAA Tool workbook on PAA Input & Run to see its reference metadata.
PAA Reports & Disclosures
IFRS 17 disclosure schedules and supporting outputs, taken from the sheets of your run's PAA_Results.xlsx. The fully formatted disclosures, financials and charts are in the downloadable pack.
No PAA run loaded yet. Run the engine on PAA Input & Run, then load it here:
IFRS 17 position
Reporting date 30 Jun 2024 · Currency BWP · General Measurement Model
▶ Insurance CSM stands at P0, with an insurance net liability of P0 and reinsurance held of P0. Figures are sourced directly from the IFRS 17 disclosures (BWP).
Key measurement components · current vs prior reporting date
Insurance CSM
P0
no prior
Insurance BEL
P0
no prior
Insurance net balance sheet
P0
no prior
Reinsurance CSM
P0
no prior
Reinsurance BEL
P0
no prior
Reinsurance net balance sheet
P0
no prior
CSM movement: opening to closing
Total liability and total asset (closing)
BEL, RA and CSM by business
| Metric | Insurance | Reinsurance |
|---|---|---|
| BEL | 0 | 0 |
| RA | 0 | 0 |
| CSM | 0 | 0 |
| LRC / ARC | 0 | 0 |
| LIC / ARIC | 0 | 0 |
| Net balance sheet | 0 | 0 |
LRC and LIC balance by business
Top 5 groups by CSM
Statement of financial position
Statement of comprehensive income
Revenue, service expenses, reinsurance and finance result, from the disclosures. Populates on a run.
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics
Setup
IFRS17 Input Form
General Setup
Reporting date - previous
Reporting date - current
Reporting currency
Calculation Scope
Insurance contracts?
Reinsurance contracts?
Insurance new business?
Reinsurance new business?
Will foreign currency exchange rates be required to convert the results to the reporting currency?
Are there any cash flows that vary based on the returns on any financial underlying items? i.e. Linked cashflows
Are there cash flows that are dependent on financial assumptions? e.g. inflation, asset returns, exchange rates
Were there newly recognised loss components for onerous insurance groups recognised in the reporting period, that were covered by a GRC?
Are there GICs that are being measured using an external model (PAA/VFA), and where a GRC loss recovery component is being measured in this model?
Options (also applies to equivalent RI items)
Where to recognise the effect of changes in interest rates and other financial assumptions?
Disaggregate change in the risk adjustment between insurance service result and insurance finance result?
Use simplification for the setting of the RA (% of ABS(PVFCF) relating to claims and other expenses)?
Discount coverage units used for the release of the CSM?
Apply discounting when calculating the amortisation of acquisition cash flows?
Discount amortisation pattern?
Granular yield curve inputs required for 'Remaining Coverage/Incurred Claims' and Group Code?
Print granular outputs to Excel?
These mirror your core/Setup.xlsx options exactly and are sent with the run. Reporting dates use a calendar picker.
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics
Inputs
Batch upload build v2 - drag a folder or select multiple files per group.
Core inputs
Drop the core files or folder here
or use the buttons below. All files are matched and checked at once.
2/2 files loaded. All present.
Show file checklist / replace a single file
YieldCurves.xlsx
YieldCurves_input.xlsx
Insurance inputs
Drop the insurance files or folder here
or use the buttons below. All files are matched and checked at once.
7/7 files loaded. All present.
Show file checklist / replace a single file
I_Equity.xlsx
I_Groups.xlsx
I_IF_FCFs.xlsx
I_IF_GEN.xlsx
I_IF_Patterns.xlsx
I_NEW_CFs.xlsx
I_NEW_GEN.xlsx
Reinsurance inputs
Drop the reinsurance files or folder here
or use the buttons below. All files are matched and checked at once.
13/13 files loaded. All present.
Show file checklist / replace a single file
R_Equity.xlsx
R_Groups.xlsx
R_IF_FCFs.xlsx
R_IF_GEN.xlsx
R_IF_GEN_LR.xlsx
R_IF_Patterns.xlsx
R_I_IF_FCFs.xlsx
R_I_Mapping.xlsx
R_I_NEW_CFs.xlsx
R_I_SUB_Disc1_extracted.csv
R_NEW_CFs.xlsx
R_NEW_GEN.xlsx
R_NEW_LR.xlsx
Status
Uploaded files are validated locally and attached to the run. A green dot means the file is loaded.
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics
Calculations
Run Model
POSTs the Run Setup config, run numbers and all uploaded Core/Insurance/Reinsurance inputs to your endpoint, which runs master.R. Outputs cannot be loaded by the browser, so the script produces them: when the endpoint returns the workbooks they auto-load into the dashboards and download links appear below.
Run loaded
Complete
30 / 30
Show run log
[11:59:06] Setup: {"reporting_previous":"2023-06-30","reporting_current":"2024-06-30","reporting_currency":"BWP","ins_contracts":"Yes","reins_contracts":"Yes","ins_nb":"Yes","reins_nb":"Yes","fx":"No","linked":"No","fin_assum":"No","new_lc":"Yes","ext_model":"Yes","fin_effect":"P/L","disagg_ra":"Yes","ra_simpl":"Yes","disc_cu":"No","disc_acq":"No","disc_amort":"No","granular_yc":"No"}
Attached I_Groups from the group register.
Attached R_Groups from the group register.
Attached I_ReportingSegment from the segment register.
CRGLombard_2444 G = -295519.94 | RT1 = -295519.94 | MATCH = TRUE
✓ Saved to: C:/Users/Dell/AppData/Local/Temp/RtmpeEA5bp/pam1000_store/default/20260601_115906/GMM_Outputs/R_EQ_Calc.xlsx
-> Script 14 complete
======================================================================
RUNNING SCRIPT 31 / 30 : CSM_PRCF_Release_Build
======================================================================
-> CSM_Release.xlsx rows=1000 (sheet 'CSM Release')
-> PRCF_Release.xlsx rows=99 (sheet 'PRCF Release')
CSM Release : 1000 rows | 300 Insurance, 700 Reinsurance | Amount sum = 9425419.67
PRCF Release : 99 rows | Amount sum = 0.00
-> Section 31 complete: CSM Release + PRCF Release written.
======================================================================
ALL 30 SCRIPTS COMPLETE (+ CSM Release & PRCF Release built)
Output folder: C:\Users\Dell\AppData\Local\Temp\RtmpeEA5bp/pam1000_store/default/20260601_115906/GMM_Outputs
Started : 2026-06-01 11:59:06
Finished: 2026-06-01 12:05:20
Run time: 6 min 13.7 sec (373.7 sec total)
======================================================================
>>> SELF-CHECK (repeated so you don't scroll up) <<<
==================================================================
PAM1000 SELF-CHECK [BECICRG_2233]
==================================================================
I_IN_Disc has premium column? : TRUE
I_IN_Disc Reporting Date class: Date
rd_cur : 2024-06-30
ind_c premium (R_) : 0
sf_c receipts (S_) : 14,920,408
==================================================================
KEY LINE: 'ind_c premium (R_)' should be 14,920,408 if working.
There were 16 warnings (use warnings() to see them)
assemble: input not found, leaving template sheet 'I_ReportingSegment' as is -> C:\Users\Dell\AppData\Local\Temp\RtmpeEA5bp/pam1000_store/default/20260601_115906/GMM_Outputs/I_ReportingSegment.xlsx
assemble: input not found, leaving template sheet 'R_ReportingSegment' as is -> C:\Users\Dell\AppData\Local\Temp\RtmpeEA5bp/pam1000_store/default/20260601_115906/GMM_Outputs/R_ReportingSegment.xlsx
PACK ERROR: assemble_gmm_files: pack was not produced at C:/Users/Dell/AppData/Local/Temp/RtmpeEA5bp/pam1000_store/default/20260601_115906/GMM_Files.xlsx
Past runs
Reconnect to a finished run on the server. The latest is selected first. Loading a run fills the Dashboards, Reports and Disclosures.
Name this run:
Loaded run 20260601_115906. Open Dashboards, Reports or Disclosures to view it.
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics
Outputs & Dashboards
Produced outputs
These are produced by the IFRS 17 engine when you run the model. Load a run's GMM_Outputs folder to inspect, or they populate automatically from the latest run.
Explore any sheet
| Date | Account | Group Code | Amount | Reporting Segment | Insurance/Reinsurance | Reporting Period | Transition method |
|---|---|---|---|---|---|---|---|
| 45,473 | LRC - CSM Release - Reporting Period 1 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 1 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 2 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 2 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 3 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 3 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 4 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 4 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 5 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 5 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 6 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 6 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 7 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 7 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 8 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 8 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 9 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 9 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 10 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 10 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 11 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 11 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 12 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 12 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 13 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 13 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 14 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 14 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 15 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 15 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 16 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 16 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 17 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 17 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 18 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 18 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 19 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 19 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 20 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 20 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 21 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 21 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 22 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 22 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 23 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 23 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 24 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 24 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 25 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 25 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 26 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 26 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 27 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 27 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 28 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 28 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 29 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 29 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 30 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 30 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 31 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 31 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 32 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 32 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 33 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 33 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 34 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 34 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 35 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 35 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 36 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 36 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 37 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 37 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 38 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 38 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 39 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 39 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 40 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 40 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 41 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 41 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 42 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 42 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 43 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 43 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 44 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 44 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 45 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 45 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 46 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 46 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 47 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 47 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 48 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 48 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 49 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 49 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 50 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 50 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 51 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 51 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 52 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 52 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 53 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 53 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 54 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 54 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 55 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 55 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 56 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 56 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 57 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 57 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 58 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 58 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 59 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 59 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 60 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 60 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 61 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 61 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 62 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 62 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 63 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 63 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 64 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 64 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 65 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 65 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 66 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 66 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 67 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 67 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 68 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 68 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 69 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 69 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 70 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 70 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 71 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 71 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 72 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 72 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 73 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 73 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 74 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 74 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 75 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 75 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 76 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 76 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 77 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 77 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 78 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 78 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 79 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 79 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 80 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 80 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 81 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 81 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 82 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 82 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 83 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 83 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 84 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 84 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 85 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 85 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 86 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 86 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 87 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 87 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 88 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 88 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 89 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 89 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 90 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 90 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 91 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 91 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 92 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 92 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 93 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 93 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 94 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 94 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 95 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 95 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 96 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 96 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 97 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 97 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 98 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 98 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 99 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 99 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 100 | BECICRG_2233 | 0 | BECICRG_2233 | Insurance | 100 | Fair Value |
| 45,473 | LRC - CSM Release - Reporting Period 1 | BECICRG_2333 | 1,013,254.74 | BECICRG_2333 | Insurance | 1 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 2 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 2 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 3 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 3 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 4 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 4 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 5 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 5 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 6 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 6 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 7 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 7 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 8 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 8 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 9 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 9 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 10 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 10 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 11 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 11 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 12 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 12 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 13 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 13 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 14 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 14 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 15 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 15 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 16 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 16 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 17 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 17 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 18 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 18 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 19 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 19 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 20 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 20 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 21 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 21 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 22 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 22 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 23 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 23 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 24 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 24 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 25 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 25 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 26 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 26 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 27 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 27 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 28 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 28 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 29 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 29 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 30 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 30 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 31 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 31 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 32 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 32 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 33 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 33 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 34 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 34 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 35 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 35 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 36 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 36 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 37 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 37 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 38 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 38 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 39 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 39 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 40 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 40 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 41 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 41 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 42 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 42 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 43 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 43 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 44 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 44 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 45 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 45 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 46 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 46 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 47 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 47 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 48 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 48 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 49 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 49 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 50 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 50 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 51 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 51 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 52 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 52 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 53 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 53 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 54 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 54 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 55 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 55 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 56 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 56 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 57 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 57 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 58 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 58 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 59 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 59 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 60 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 60 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 61 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 61 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 62 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 62 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 63 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 63 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 64 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 64 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 65 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 65 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 66 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 66 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 67 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 67 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 68 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 68 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 69 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 69 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 70 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 70 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 71 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 71 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 72 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 72 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 73 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 73 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 74 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 74 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 75 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 75 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 76 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 76 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 77 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 77 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 78 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 78 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 79 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 79 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 80 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 80 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 81 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 81 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 82 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 82 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 83 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 83 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 84 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 84 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 85 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 85 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 86 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 86 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 87 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 87 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 88 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 88 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 89 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 89 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 90 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 90 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 91 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 91 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 92 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 92 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 93 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 93 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 94 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 94 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 95 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 95 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 96 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 96 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 97 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 97 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 98 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 98 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 99 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 99 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 100 | BECICRG_2333 | 0 | BECICRG_2333 | Insurance | 100 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 1 | BECICRG_2433 | 3,974,279.08 | BECICRG_2433 | Insurance | 1 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 2 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 2 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 3 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 3 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 4 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 4 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 5 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 5 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 6 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 6 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 7 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 7 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 8 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 8 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 9 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 9 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 10 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 10 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 11 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 11 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 12 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 12 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 13 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 13 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 14 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 14 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 15 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 15 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 16 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 16 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 17 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 17 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 18 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 18 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 19 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 19 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 20 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 20 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 21 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 21 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 22 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 22 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 23 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 23 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 24 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 24 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 25 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 25 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 26 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 26 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 27 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 27 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 28 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 28 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 29 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 29 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 30 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 30 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 31 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 31 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 32 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 32 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 33 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 33 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 34 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 34 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 35 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 35 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 36 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 36 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 37 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 37 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 38 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 38 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 39 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 39 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 40 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 40 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 41 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 41 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 42 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 42 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 43 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 43 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 44 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 44 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 45 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 45 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 46 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 46 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 47 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 47 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 48 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 48 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 49 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 49 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 50 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 50 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 51 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 51 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 52 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 52 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 53 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 53 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 54 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 54 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 55 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 55 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 56 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 56 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 57 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 57 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 58 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 58 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 59 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 59 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 60 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 60 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 61 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 61 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 62 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 62 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 63 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 63 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 64 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 64 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 65 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 65 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 66 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 66 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 67 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 67 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 68 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 68 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 69 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 69 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 70 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 70 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 71 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 71 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 72 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 72 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 73 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 73 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 74 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 74 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 75 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 75 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 76 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 76 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 77 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 77 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 78 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 78 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 79 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 79 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 80 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 80 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 81 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 81 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 82 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 82 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 83 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 83 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 84 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 84 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 85 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 85 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 86 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 86 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 87 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 87 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 88 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 88 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 89 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 89 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 90 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 90 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 91 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 91 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 92 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 92 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 93 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 93 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 94 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 94 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 95 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 95 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 96 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 96 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 97 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 97 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 98 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 98 | Full Retrospective |
| 45,473 | LRC - CSM Release - Reporting Period 99 | BECICRG_2433 | 0 | BECICRG_2433 | Insurance | 99 | Full Retrospective |
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics
Assumptions · Yield Curve
Methodology
The discount rate reflects the time value of money and the financial risks in the fulfilment cash flows, consistent with IFRS 17. Discounting is one of the three building blocks of the fulfilment cash flows, alongside the unbiased probability-weighted estimate of future cash flows and the risk adjustment for non-financial risk.
Decisions and approach
- Base yield curve. Select the financial instruments used as the basis for the IFRS 17 base curve.
- Curve construction. Where a set of instruments is used, a bootstrapping methodology constructs a zero-coupon curve.
- Top-down vs bottom-up. The approach for deriving discount rates follows from the chosen base curve.
- Adjustments. Adjust the base curve to IFRS 17 rates via a credit risk premium and, where applicable, an illiquidity premium.
- Locked-in curve. Locked-in rates at inception are used for measuring a group, set from the curve at the group's date of initial recognition.
Source: Westlife IFRS 17 Discounting position paper. Edit this text to your house methodology.
Nelson-Siegel construction (presentation curve)
Monthly risk-free government curves are built from Botswana sovereign bonds and T-bills. Daily quotes are cleaned (Raw to Monthly), aligned to time-to-maturity in decimal years on an Actual/Actual basis (Monthly_TTM), then fitted with a three-factor Nelson-Siegel form alongside a market bootstrap as a cross-check.
The annualised zero yield is
y(t) = β0 + β1 · f1(t;λ) + β2 · f2(t;λ)
f1(t;λ) = (1 − e^(−t/λ)) / (t/λ) f2(t;λ) = f1(t;λ) − e^(−t/λ)
- β0 level (long-term asymptote), β1 slope (short vs long), β2 curvature (belly hump), λ decay (hump near 1.78λ).
- Exact-3 calibration pins three anchors (short bill, belly bond, long bond) with λ fixed, solving β = X⁻¹y via MINVERSE/MMULT.
- OLS calibration uses all valid instruments: β = (XᵀX)⁻¹Xᵀy, robust to noise and a check on Exact-3.
- λ fixed on Config (2 to 6 year range) for IFRS 17 stability and reproducibility in a thin market.
Outputs: zero rates for t = 1/12, 2/12, ... 10 years; discount factors DF(t) = (1 + y(t))^(−t); and one-month forwards f = DF(t−1/12)/DF(t) − 1. No-arbitrage controls require DF strictly positive and weakly decreasing in maturity.
Yield curve term structure
Each line is the spot-rate term structure at a reporting date (duration in months on the x-axis).
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics
Accounting Policies
Add / edit a policy
Stored in this browser (local storage). Use Export to keep an off-machine copy or move between machines.
Stored policies
| Title | Category | Updated | Actions |
|---|
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics
Actuarial Reports
Reports
Reports are generated from the disclosures and printed to the PAM1000 template. View one page at a time; download a single report or the full pack.
Pathemata Mathemata 1000 (PAM1000)
IFRS 17 · Reporting date 30 Jun 2024
Report 1.3 - New business recognition (Insurance)
Printed to the PAM1000 template, populated from the IFRS 17 disclosures.
| no data |
Generated by PAM1000 from IFRS 17 disclosures · Partner with PAM1000 · Empirica Analytics · www.campempirica.com · © 2026
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics
Reports & Disclosures
Disclosures
Full reporting pack · every sheet in one workbook (formulas preserved)
Working tabs
Sheet1
All output workbooks
CSM_Release.xlsx
CSM Release
I_EQ_Calc.xlsx
I_EQ_Calc
I_FX.xlsx
out_df
I_IN_Calc.xlsx
I_IN_Calc
I_IN_Disc.xlsx
I_IN_Disc
I_IN_Pre_FX.xlsx
I_IN_Pre_FX
I_IN_ToSL.xlsx
I_IN_ToSL
I_SUB_Calc.xlsx
I_SUB_Calc
I_SUB_Disc1.xlsx
I_SUB_Disc1
I_SUB_Disc2.xlsx
I_SUB_Disc2
I_SUB_ToCSM.xlsx
I_SUB_ToCSM
I_SUB_ToPRCF.xlsx
I_SUB_ToPRCF
I_SUB_ToSL.xlsx
I_SUB_ToSL
I_SUB_ToT0TB.xlsx
I_SUB_ToT0TB
I_SUB_ToT1TB.xlsx
I_SUB_ToT1TB
PRCF_Release.xlsx
PRCF Release
R_Disclosures_Master.xlsx
Sheet 1
R_EQ_Calc.xlsx
R_EQ_Calc
R_FX.xlsx
R_FX
R_I_IN_Disc.xlsx
Sheet1
R_I_SUB_Disc1.xlsx
R_I_SUB_Disc1
R_IN_Calc.xlsx
R_IN_Calc
R_IN_Disc.xlsx
Sheet 1
R_IN_LR.xlsx
Sheet 1
R_IN_Pre_FX.xlsx
R_IN_Pre_FX
R_IN_ToSL.xlsx
R_IN_ToSL
R_SUB_Calc.xlsx
R_SUB_Calc
R_SUB_Disc1.xlsx
R_SUB_Disc1
R_SUB_Disc2.xlsx
R_SUB_Disc2
R_SUB_LR.xlsx
R_SUB_LR
R_SUB_ToCSM.xlsx
R_SUB_ToCSM
R_SUB_ToSL.xlsx
R_SUB_ToSL
R_SUB_ToT0TB.xlsx
R_SUB_ToT0TB
R_SUB_ToT1TB.xlsx
R_SUB_ToT1TB
Subledger.xlsx
Subledger
Summary
Trial_Balance.xlsx
Trial Balance
By Group
By Account
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics
Group register
Maintain the IFRS 17 groups of insurance contracts (I_Groups) and reinsurance groups (R_Groups). Add a group at a new valuation, or remove one. Seed from your existing file to keep the exact columns the engine reads, then download to attach to a run. Saved on this device.
Insurance groups (I_Groups)
Reinsurance groups (R_Groups)
Insurance reporting segments (I_ReportingSegment)
The reporting segments the insurance disclosures are grouped by. Usually one per group. The Total column is added automatically.
Reinsurance reporting segments (R_ReportingSegment)
The reporting segments the reinsurance disclosures are grouped by. The Total column is added automatically.
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics
Admin · user access
Approve or revoke access for users of this PAM1000 deployment. Frontend control for review; the server enforces it for real once auth is enabled.
Add a user
Users
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi)
PAM1000 is an IFRS 17 measurement and reporting platform. It runs the General Measurement Model and the Premium Allocation Approach for insurance and reinsurance contracts, produces the subledger, trial balance, disclosures and actuarial reports, and presents them as live dashboards.
The name
Pathemata mathemata (Greek: παθήματα μαθήματα) means "sufferings are lessons" or "what we suffer, we learn", from pathema (that which is suffered or experienced) and mathema (that which is learned). It is the principle that hard experience teaches. PAM1000 encodes that idea: each valuation cycle, each reconciliation and each audit query is captured and turned into a more reliable model.
How the software works
You configure the run in Setup, supply the contract data in Inputs, and press Run. The IFRS 17 engine runs on the server, never on your device, produces the outputs and stores them per client and per run. The platform reads those outputs back into dashboards, disclosures and reports that you can view and download.
1. Setup · reporting dates, currency and calculation scope
2. Inputs · core, insurance and reinsurance data; group register; reference metadata
3. Run · the engine runs the General Measurement Model on the server
4. Outputs · subledger, trial balance, disclosures, financials
5. Reports & dashboards · actuarial reports and live IFRS 17 dashboards
Infrastructure
The engine is packaged as a single container that runs on any cloud or on-premise. Data is partitioned by client. The browser interface is a thin client: it sends your run to the engine and renders what comes back.
GMM Operator Manual
Set up · Load · Run · Read · Sign off. 17-page operator guide (build v5.76).
PAA Operator Manual
Upload · Run · Read · Sign off. 15-page operator guide (build v5.76).
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics
Reference metadata
Account codes, transaction types and exchange rates are reference data maintained with the engine. They are available to download for reference, and are not uploaded with a run.
Reference tables
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics
FCF analysis
Compares the sum of each column that does not sum to zero of I_IF_FCFs, I_IF_GEN, R_IF_FCFs and R_IF_GEN between the previous and current reporting period. The current period is taken from the inputs you already loaded under Inputs; load the previous period's versions once below.
Previous reporting period files
| File | Current period (from Inputs) | Period source |
|---|
Pathemata Mathemata 1000 (PAM1000) v2.9 - Pathemata Mathemata (Kankachi) · IFRS 17 software · Speedy execution, Nimble and Adaptable, Evolving excellence · © 2026 Empirica Analytics